Cookie Policy
1. About This Policy
This Cookie Policy explains how Spendaq uses cookies and similar technologies on spendaqo.com. It supplements our Privacy Policy.
2. What Are Cookies
Cookies are small text files placed on your device when you visit a website. They allow us to recognise your device, store preferences, and measure usage. We also use related technologies such as local storage.
3. How We Use Cookies
| Category | Examples | Lifetime |
|---|---|---|
| Strictly necessary | session, CSRF token, cookie-banner state | session - 12 months |
| Preferences | language, theme | up to 12 months |
| Analytics | self-hosted analytics, anonymised | up to 13 months |
| Marketing | not currently used | — |
4. Notice and Choice
By continuing to use the Service, you consent to our use of cookies as described above. You can opt out of analytics cookies through our cookie banner or by configuring your browser.
5. Universal Opt-Out Signals
Where applicable state law requires (e.g., California, Colorado, Connecticut, Texas, Oregon), we honour browser-transmitted opt-out signals such as the Global Privacy Control ("GPC") for sale and targeted-advertising categories.
6. Third-Party Cookies
Some cookies may be set by third parties acting as our service providers (for example, analytics). We have agreements with such providers limiting their use of data.
7. Managing Cookies
- Use our cookie banner to opt out of analytics.
- Browser settings allow you to block or delete cookies; see aboutcookies.org for instructions.
8. Changes and Contact
We may update this policy. The "Last updated" date will reflect any change.
Spendaq214 North Tryon Street, Suite 1900, Charlotte, NC 28202
Email: [email protected]