Mission
Accurate financial data, as infrastructure.
SMBs deserve cash-flow tools that actually reflect their business. That starts with correct transaction categories. We're building the reliability layer between open banking APIs and the SMB banking products that serve millions of small businesses.
Founded
2024
Headquarters
Charlotte, NC
214 North Tryon Street
Stage
Bootstrapped
Revenue-funded from launch
Team
The people building Spendaq
Yuki Tanaka
Founder & CEO
Built transaction data pipelines at fintech companies. Founded Spendaq in Charlotte, NC after seeing firsthand the cost of miscategorized open banking data.
Daniel Osei
Head of Engineering
Distributed systems engineer. Previously built real-time data infrastructure at financial services companies. Designed the <200ms classification pipeline.
Camila Rossi
Head of Product
Former banking product manager. Helped launch SMB banking features at two independent neobanks. Shapes Spendaq's API design and developer experience.
Location
Charlotte. The center of US banking.
We're based at 214 North Tryon Street — walking distance from the institutions that define US commercial banking. That proximity isn't coincidence.
Bank of America's headquarters, Wells Fargo's East Coast operations, and Truist Financial are all here. The people who build and run US banking infrastructure are our neighbors. We're not building for banking from the outside — we're part of the same ecosystem.
Charlotte banking ecosystem