Customers
Built with neobanks and banking product teams.
Spendaq is an early-stage product. The companies below represent our current customer cohort — teams who helped us ship the v1 API and gave us the real-world feedback that shapes the product.
Kestrel Banking
SMB neobank · 12,000 active business accounts
Real-time expense feed for SMB dashboard. Replaced a nightly batch reclassification job with Spendaq's synchronous API — live corrections in the transaction UI.
Ironbay Neobank
Challenger bank · freelancers and micro-businesses
Cash-flow forecast widget in mobile app. Ironbay's SMB customers now see a 90-day cash-flow projection built on Spendaq-corrected transaction history.
Castlewood Financial
Regional bank · digital SMB banking product
Transaction reclassification to fix open banking inaccuracy. Castlewood routes Plaid feeds through Spendaq before their dashboard rendering layer.
Ridgemark Pay
Embedded banking platform · B2B SaaS
Forecast API powering cash-flow health score. Ridgemark embeds Spendaq's forecast_signal in their SMB health dashboard — a key feature in their enterprise banking product.
Company profiles are synthetic representations of customer use cases.
What they said
Early feedback from banking teams
"We dropped Spendaq into our Plaid pipeline in under a week. Cash-flow accuracy went from embarrassing to something we can actually show enterprise SMBs."
"The <200ms latency is real. Our customers get live category corrections in the feed — no nightly batch, no data lag."
"The integration was straightforward — the API docs are genuinely good. We had corrected transactions showing up in staging within two days of getting our key."
"The forecast_signal field is a genuinely useful signal — not just a number but a directional indicator our dashboard can act on."
Join the cohort.
We're still in early access. If you're building an SMB banking product and want to evaluate Spendaq, get your API key today.